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  Our Casualty & Miscellaneous Accident team has access, not only to Lloyd’s and the company markets in London, but also to the international markets in cooperation with our network of overseas offices where appropriate. We provide bespoke programmes according to our clients’ individual needs.


Philip Earley

Associate Director
– Head of Casualty

Sharon Nadarajan
Senior Account Executive

Gwyn Davies
Account Executive

Chris Culligan
Account Executive

Capabilities Overview



Our casualty division specialises in public and products liability for all manufacturing industries, service and utility companies and the energy sector. We also provide coverage for construction projects where we work closely with our construction division.

Whilst sudden and accidental pollution is a standard cover under our liability programmes, we also have access to markets specialising in environmental impairment products which include damage and injury to third parties arising out of gradual pollution and the cost of meeting demands from environmental agencies to effect clean up on first and third party property. This is a rapidly
evolving area in our ‘green’ society and one on which we follow developments closely.

We also handle products guarantee and recall programmes, especially for the automotive parts industry, although we can also negotiate for other trades.

Miscellaneous Accident

Our experience in non-liability classes is also extensive and diverse. Whilst we are always interested and enthusiastic to develop innovative solutions for ‘new’ exposures that arise in our constantly developing and expanding
global business environment, we also specialise in many other areas, to name a few:

• Group personal accident and sickness cover for a wide range of activities including professional sportsmen.
Travel cover can also be included

• Medical expense covers for company employees and their families. We arrange cover which includes 24/7 multi-lingual assistance

• All risks cover for fine art collections and other specialist and unique objects

• Various ‘contingency’ market risks including cancellation and abandonment and prize indemnities.

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